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In simple words, the person who pays the premiums is the policy owner while the person who is covered by the policy is the insured person. Most of the life insurance policies do not cover deaths due to man-made events.

"Its a very well run site" At times its been a life saver. Made 1 good female friend and we use the new one to one chat now which is great.

We are meeting up over Xmas : ) Its a very friendly environment. i have been on other chat sites some as Admin and another as a room monitor .i think Buzz 50 has something for everyone to enjoy fault it Mike Buzz50 is a completely free seniors social networking site for over 50's with forums, senior chat rooms and profile pages.

Term Insurance Term insurance is a kind of temporary insurance that would provide a death benefit for a certain period of time. Term insurance is not as costly as permanent insurance.

Universal / Permanent / Whole Life insurance These types of insurance policies are mostly bought by those who see insurance as a means of investment.

However, a person may make anybody the beneficiary of the policy.

The insurance policy is a legal contract between the insurer and the insured.

Life insurance is about providing protection to the dependents.